Disclaimer / Subscriber Agreement

The information contained in the Arbor Investment Planner and the Arbor Asset Allocation Model Portfolio Blog is general information or for entertainment purposes only and does not constitute investment advice. The Arbor Investment Planner does not act as an investment advisor, or advocate the purchase or sale of any security or investment.

Use of the Arbor Investment Planner is for subscribers' personal use only. Subscriber agrees not to share or copy for any other use. Neither the Arbor Investment Planner nor Ken Faulkenberry invests, manages, or directs the investment management of subscriber portfolios. The sole purpose of the Planner is to provide information to investors who choose to manage and self direct their own investment portfolio.

All information, including the Arbor Asset Allocation Model Portfolio (AAAMP), Updates, and Trade Alerts, are for information purposes only. The AAAMP is a real time portfolio owned and managed by Ken Faulkenberry for his benefit. All information is the opinion of Ken Faulkenberry. All information, including reported investments and reported investment trades, are made with his own personal money in his personal account.

Trade Alerts are sent to subscribers for notification purposes only. After a trade alert is e-mailed to subscribers the trade is made in the AAAMP. Investors who choose to duplicate the transactions of the AAAMP do so at their own risk. Subscribers should consult their investment advisor as to the suitability of any particular investment.

Past results do not guarantee future returns. There is no guarantee the goals and objectives of the Arbor Investment Planner will be achieved. The subscriber agrees to be totally responsible for any action taken and/or investments made and the suitability of any actions taken by the subscriber. While data contained is believed to be from reliable sources the Arbor Investment Planner and the Arbor Asset Allocation Model Portfolio Blog is not liable, nor does it warranty the accuracy, timeliness, or completeness of the information contained.

The Arbor Investment Planner reserves the right to offer subscription trial periods. If the subscriber does not cancel within the stated subscriber trial period the subscribers payment will be processed and credit card or PayPal account will be charged.  It is the responsibility of the subscriber to cancel within the stated trial period. Both monthly and annual subscription plans can be cancelled at anytime. Refunds are not available on monthly subscriptions. Annual subscriptions will be refunded on a pro-rated basis as follows: Fee Paid less $100 per month, charged at the beginning of each month, excluding any free trial periods.

The Arbor Investment Planner, and Arbor Asset Allocation Model Portfolio (AAAMP) Blog may display advertisements and/or links to affiliate websites.  If you click on these advertisements and make a purchase the Arbor Investment Planner will receive a commission or fee. If you click on text ads the Arbor Investment Planner may receive a fee from the advertiser. The Arbor Investment Planner shall not be liable for any transactions made with affiliate websites or links clicked on by the reader. The Arbor Investment Planner does not warranty the reliablility or truthfulness of any advertisement, product, or services. All transactions are at the risk of the buyer.